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In Australia I don't think I've ever seen an ability to fix 100% of a mortgage.

We tend to fix about 75% and variable the remaining.

That is wrong, you can fix 100%. However in Australia the fixed terms are shorter, typically 1-5 years.

really? for mortgages?

I've seen that for personal loans (done that myself) just never heard of or seen fixed term mortgages

> really? for mortgages?

Check the fixed rate loans