You can just use a friend's account ? There is no way of banning someone really.

Growing up with the internet it always felt these companies were playing with fire. I can't explain it. The 90s were a wild time I guess. That generation knows about using fake names and addresses.

I guess I have never seen these businesses as proper businesses like the local mom and pop shop whose owner you know and respect and who respects you.

But google and other such companies always feel like they are trying to use you and you are trying to use them.