So, to use some pseudocode:

var item = my_array[2]

should be read as

"assign to item the value in my_array in the position where you would place something new just before the third item"

1-indexing is, strictly speaking, a better design. The only real argument for it anymore in a higher level language is "it's what I'm used to", or alternatively, "0 already won the popularity contest" (which is actually not a terrible argument in context, though it is a bad one from a purely objective design perspective).