You can’t do that without also allowing lenders to not give loans. The entire mess is because we passed laws that require lenders to give loans out for school.

Pre these laws, they were passed for “equality”, lenders would laugh you out of the office if you tried to take a 10k lone out on a degree with a low likelihood of being paired back.

As a result we now have a bunch of crazy degrees people can get that have zero viability to make money, and even worse doctoral programs that just hand out Dr. Like it was candy.