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Anecdotally, many people have moved to NYC. But I haven't seen the correlation with risk-taking you describe.

I'd say the unifying theme is pretty obvious. It's that NYC is a nicer place to live than the SF Bay Area for many affluent young people.

Now that it's less bad for their career to work remotely or at a peripheral office, why wouldn't they move to NYC?

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New York City being a 'nice' place is a laughable idea. Freezing weather with rude people is the very antithesis of nice. Contrast that with weather that rarely goes lower than 45F in the daytime, relatively easygoing people and unrivaled access to natural beauty.

Affluent or not, New York City does not even begin to approach 'nice'.

Yeah, we've lived in both NYC and SF and SF is way better. Don't get me wrong, NYC is an amazing city but those winters, and those summers, and the airports are so far away.

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