I know a couple people who use this approach. They're some of the most electrically savvy people I know. I don't get worked up about it.
If you're using a cord like this, you almost certainly don't have anything but your brain preventing you from using it wrong. Brains aren't always enough.
If you plug your house directly into a 40A outlet (which has a different shape) then, yeah, you're screwed.
The only real difference between this setup and a proper generator hookup is a mechanical interlock so that the main and feeder branch breakers can't be on at the same time, and the gender of the generator hookup outlet.
If you plug a generator into a wall outlet, that power will pass through the slave breaker protecting that particular circuit as the power flows around to the rest of the house.
you'd have something like
gen -> circuit A -> main bus -> circuit b-> load
|
main fuse/switch
|
outside
So loads on circuit A would not be protected by any fuse but ones at circuit B would.Also circuit A would allow full generator amps to the devices there, no RCD protection either.
We don't have a battery but if you install a backup battery I believe there is circuity to cut the power off from the grid when powering your house.
That's actually how the big generators are synced, if there is less load you will see frequency of network increase slightly until the amount of generation drops, similarly in other way.
Inverter based one, hard to tell, entirely depending on code driving it.
But taking into consideration even 20V over low resistance wire could be 20+ amps it would probably trip pretty quickly.
Personally I'm glad my house as an automatic transfer switch. power goes off, generator starts, and lights go back on. Last time the power went it was planned so I had the generator running and the transfer happened fast enough for my servers to stay up.
I've seen more "suicide cables" with a male 14-30R (dryer plug) and male L6-30R (twist and lock type, usually on generators) than I can count.