It looks like there's a common flaw in modern abuse detection systems: they have no long-term memory.

Stripe's abuse detection should be factoring in the age and long-term activity of the account, and support staff should be able to provide additional information to customers with established histories. Some of Stripe's policies make sense when dealing with new accounts, but a recurring factor in these complaints is that the account isn't new.

(Google's spam detection is broken in a similar way.)

I've been a low-volume Stripe customer for years. Posts like this are really increasing the urgency for me to come up with a new card processor, because I'd rather take an additional percentage haircut to get access to a dispute resolution process that recognizes me as an established customer.