I don't know how much we can relate to smaller business, but it does seem like the average life expectancy of a business is lesser than the expected work span.
https://www.statista.com/statistics/1259275/average-company-...
I do agree on the case for the value of the business as an asset.
> cash savings and running a business are not exclusive, actually, usually people running business have more assets/cash that people working for somebody else.
It's true that it does make sense, especially since you probably get more financial literacy by running a business.
I've been pondering how to have my own consulting myself for a while. Maybe I'm a bit sour of not having found a proper way yet...