I have cutting board for my bread (and associated knife) that's always out next to the toaster. And since I only ever cut bread on it, I rarely need to clean it.
Bread crumbs are produced just as readily produced by sliced bread and getting even cuts isn't hard if you're doing it every day.
Though at the end of the day, it's down to a matter of taste and considering how I can very easily get bread that's miles better than any sliced bread I've tasted, for me it's easily worth the hassle.