I definitely know what you mean. I just assume climate change is a given, and when I bought a house (in the UK), I made sure to buy one at a higher elevation and checked out how it would be affected in climate and flooding models.
The truth is richer European nations are unlikely to be the worst directly affected. No doubt there will be crop failures, disasters and deaths, but we will probably escape the worst of it. We have the resources to build effective infrastructure. The warmer climate could even make Europe more hospitable once we've adapted to it.
However, we won't be able to escape the consequences of the enormous humanitarian disaster due to many in poorer countries becoming climate migrants. I expect populist right wing parties to take an even tougher line on migration as the crises deepen, and possibly society in general to become more authoritarian as a result. Significant wars too, possibly.
Accepting it as inevitable means accepting hundreds of millions of people being displaced. If we want to deal with that gracefully, we need to start planning for how the rest of the world will absorb those individuals. Otherwise I fear we're going to be responsible for a lot of horrifying acts in the next century...