You put some modern panels on your roof that absorb power from the sun that now no longer gets absorbed by your roof - so your roof is now a little cooler. A wooden roof is now actually less of a fire risk and a tiled roof will now absorb and radiate less heat - bonus!
I live in the UK. We build from sticks n bricks. We've had a bit of a heat wave recently that concentrates the mind somewhat. My office (I'm the MD) has a vast expanse of red brick double skinned which is south facing. My desk environment is around 10C warmer than the external temperature (I have a lot of sensors deployed). I have now decreed that when my desk temp is 30C then we abandon ship and work from home.
I'm going to investigate skimming the red brickwork with a white render. My parent's house is a modern build and that seems to help.
Oh, fire risk? What on earth are you on about? Insurance risk? What are you on about?