It seems like you are putting words in my mouth.

I think government bailouts are a bad idea.

If a private entity invests money into a business and the business fails, that sucks for them but I don't really care. Bankruptcy seems like a necessary legal tool to reconcile otherwise unsolvable accounting. I think the idea of using bankruptcy frivolously is disgusting.

It would be great in my opinion for society to hold corrupt business leaders and politicians personally accountable for intentionally making irresponsible choices that externalize the consequences.