The Netherlands is pretty rough without a car. Public transport is pretty bad compared to other European places. I'm dutch but live in Barcelona now which is a lot better. In the Netherlands everything is privatized so each line has to run a profit whereas here they view it as an investment into making the city liveable. So even people in the cities own a car to get around and the results are massive traffic jams.

Same with health care, there's an excellent public system here which is free (paid by tax) but in the Netherlands you pay a private company a lot and there's penalties if you use it.

If you live in a big city in the Netherlands and don't need to leave it much you'll be ok work public transport but there's a huge housing crisis there too so city apartments come at a huge premium.

FWIW I love not needing a car and I hope I'll never need to own one again or even drive one. I've always found it so stressful.