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>>India is like 5-10 years behind USA in the tech space

I don't quite understand this. Do you mean that they are still using Internet Explorer , Java 5 , Windows 7 and Myspace?

Please explain.

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This idiom is referring to the maturity of their tech industry at a high level, not their tooling (though that could be a minor part of it).

As an example, a country with paper-only tax filing might be said to be a decade behind a country with easy online e-file. It’s referring to the difference in technical capabilities, capacity, and/or innovation.

Putting a check in the mail (or pressing some button on a web form to make it so) is one of the things that comes to mind.

I guess they're trying to say that things like Uber, Amazon, Door Dash, AirBNB, Venmo etc. have a strong foothold in USA, but in India there's a lot of "home grown" alternatives that have beaten the US big tech to adapt to the Indian market. eg. Ola, Flipkart, Paytm, etc.

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