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You have to consider that everything you have on any platform can be taken away at any time for whatever reason and there is nothing you can do about it.

With that in mind you can decide if the convenience is worth the risk of losing it all. For some things it will be but not for others. You should ensure that everything you cannot afford to lose has at least one backup that you fully control.

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"You have to consider that everything you have on any platform can be taken away at any time for whatever reason and there is nothing you can do about it"

Well there is something you can do about it, which is involve courts and/or legislation.

I mean your advice may be good for individuals who haven't (yet) run into this, but I think the discussion should be more "why is this acceptable and what can we do about it?"

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