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Great idea. I loved the idea of microloans when they first came about, and this feels like a similarly good social enterprise.

I don't see the usual investment disclaimers though... E.g. "risk" ... "May not get your investment back" etc. Where can I find that please?

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I found it in FAQs and then Risks

Is 5% a proper return for the risks associated with this kind of investing? I get the social enterprise aspect of this type of investing but what's a normal return for these types of projects and are there stats on default frequencies?

At 5% plus whatever amount they take for profit it seems like they'd be able to get some large investors on board and wouldn't need us plebs at all.

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