Even with this example where it's analysing probabilities of heart attacks which can be [retrospectively] validated with precision, I absolutely do want the doctor who says "you're high risk, these are the main reasons why and how you mitigate them" than just a model with a lower false negative rate that can't tell me why.
We had a dataset with just about 30 records and about twice as many features, about 1:3 class balance between positive and negative. Not an impossible situation at all, but there was a big premium on performance, so we threw the book at it.
Lo and behold, SVM with some particular parameters comes out on top. Ship it, right?
Not so fast, what decision did the model learn? Turns out, the model was learning decision boundaries that did not make sense. It was overfitting because the model did not know about what kinds of decision boundaries were allowable.
In the end, someone looked at a 2D scatter plot, drew a line and called it a day. It took a fraction of the effort and time of running through a box of models. It'll save the company $MM and it's trivially explainable to engineers and execs.
AutoML with blind application would've completely botched this.
This feels like something an undergrad would write for their business management class...btw, your chess analogy is flawed in that there are millions of patterns that a computer can simulate for next play. I wouldn't really call it AI per se.