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If that's even a possibility it's not responsible to allow DIY work in this area.At least in the US, in most states, you're entirely allowed to do your own electrical work on your primary residence, and it has to meet the same standards, same inspections, same permits, etc, as any other install.
As far as grid tie and rapid shutdown, the only thing that really matters there is the inverter. If they're a UL listed inverter, they'll shut down properly when the grid drops, at least on the backfeed ports (some have automatic transfer switches and such built in to continue powering the house grid down).
Also, can you cite evidence of a DIY install actually killing ("plenty of times") a lineworker? The techniques I've seen for line work involve "dead shorting the phases and neutral all together before doing anything," which makes the grid segment quite impossible to energize for invasive work, even if someone somewhere else screws up. And I've seen some reports of generator based backfeeding injuring or killing lineworkers (who generally were half a dozen safety protocol violations in at the time), but I've not seen any related to solar - because grid tie inverters simply don't work that way for any I've found.