In my experience Windows installs all the bloatware after first Internet connection anyway.
I usually set up my Windows the following way:
1. Offline install.
2. Turn on Internet and leave it alone for a hour or two. It'll install all drivers from Microsoft and also it'll install bloatware.
3. Install additional drivers if needed. I install Nvidia ones because Microsoft drivers are not up to date, but that's optional.
4. Go to Settings/Apps and remove all bloatware and other bundled software I don't need.
That's quite a procedure, but it allows me to have more or less stable and debloated system.
With some laptops it might be necessary to use manufacturer-provided drivers instead of Microsoft ones. I don't really know what's the rule of thumb here.