Why is the submission URL using http instead of https? That just seems... bizarre.
Why not use HTTPS for everything? Because it also has costs, not just benefits.
That's not really true. Certificates have been free for a long time and every CPU made within the last 10 years has AES acceleration. You can google white papers from companies like Cloudflare and Google, which actually show speedups with HTTP 2 or 3.
Note: I have "Enable HTTPS-Only Mode in all windows" on by default.