It's a receipt for disaster. Especially if they centralize it even more by replacing banks with a Central Bank that fully controls the Digital Currency. Which they are already planning and testing. This will be misused. And people can be controlled with this in a really bad way. If your Social Credit Score is low you could be taxed higher or even forbidden to drive your car or travel, for example. Your food choices could be restricted at any moment too if you don't behave.