20 years sounds really short to me? I've seen numbers quoted anywhere from 30 to 50 for PEX.
It's been interesting living in a new-ish apartment building. Everything in the condo was garbage (the early 80s were not kind to construction in the US) assembled reasonably well. Everything in this apartment is pretty reasonable quality assembled by a small army of blind glue sniffing idiots.
My concern with plastic pipes is wildfire. Up in the north bay the municipal water was rendered toxic and unusable after fires got things hot enough so that carcinogens were leeching into the water. That's less of a concern with individual buildings, but it's not fun when a city or water district has to rip everything out of the ground.
Actually, I'm remembering there were some widespread failures of PEX-C. Hmm.