This "rant" is in general, and not related to OPs case

I would strongly recommend to not rely on stripe, their service level has become a joke. I get it, they have a nice API, their system is technically nice in many ways, and they are (or atleast were ~5 years ago) way easier to deal with for developers than the "old" players on the market.

but they are kinda like google, their support is pretty much non existent when things arent on the "happy path", they will GLADLY ignore any inquiry for months if they feel like it, I know this for bitter personal experience.

Yeah, their fees might be slightly lower than the older players, but the old ones you could call if it comes to it, and they will NOT be doing the same shenanigans on a whim, as it appears Stripe do.