Privacy dot com. It's the only thing I use for anything that's not a major player (Amazonish). It's saved me a lot of time and hassle. Cancel the account and the card at the same time.
I'd be a little concerned about them knowing about pretty much all of my purchases, though, and how they handle that data, and what they do with it, so more research required...
Hmm, also it sounds like they charge fees when your funding source is a "real" credit card, and not a bank account. That isn't really useful for me, as I rely on credit card rewards for a bunch of stuff, and I imagine the fees they'd charge would wipe out those benefits. But this could certainly be useful for buying something from a one-off merchant where I'm not sure if I can trust them, and in that case the free plan should be enough.
They are using Patriot Bank out of North Dakota as an intermediary. Previously Privacy.com would directly debit from your checking account. In the new process you are signing up for a credit card with Patriot Bank under the hood. They pass on your checking account info to Patriot Bank and somehow money gets exchanged. I don't fully understand the process and don't trust men-in-the-middle like this.
I wasn't satisfied with the information I got from Privacy.com customer service. Has anyone researched this and confirmed there are no shenanigans in the new process. I used to use Privacy for many years but stopped because of this.
New process: Me -> Privacy.com -> Patriot Bank credit account -> My checking account.
My concern is I am forced to sign up for Patriot Bank credit services. Also Patriot Bank gets my checking account information.