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I pay friends in the us regularly via Wise and PayPal and it arrives within seconds every time - all while crypto is folding, doing layoffs, running away with people's money etc.. it's not even a competition. I will take wise + Ideal any day over any crypto or US bank I have ever used.

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Crypto is doing layoffs? It is a decentralized network; nobody is being “laid off” of Bitcoin or Ethereum.

The value fluctuates but this is where users would typically send USDC or DAI which is pegged to the dollar.

My crypto transfers also arrive in seconds and there is no US company extracting rent, blocking my funds, asking for third party data, or dictating how a payment protocol should operate.

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