Hacker News Reader

I think the idea is:

What if you took mint.com, and instead of interfacing with hundreds of banks, you interface with a single bank. You can integrate much more closely and provide a better experience, and the customer shouldn't really care what the underlying bank is.

View on HN

I wonder if the Mint team ever thought of going that route; they were/are very well placed to lead users into this model. Once you get used to the idea of being able to see all your accounts and varies metrics in one place it's obvious to appreciate being able to push data the other way and instigate transfers and bill payments from that nice central hub. Maybe the complications of getting the banks on board was the barrier.

The problem is that most customers do care what the underlying bank is, especially given the events over the past few years. The world may have been ready for this five years ago, but not anymore.

There are plenty of people still ready for it now.

Reply on news.ycombinator.com