This is starting to sound like a dystopian cyberpunk world.
"Our car tried to deploy the airbags, but the customers credit card was declined"
Although to make it even more futuristic, we could replace "credit card" with "crypto wallet"
"Please deposit some $BMWTKN to your wallet or sell one of your cars microservices in order for the window-wipers to work again.[...] We detected that your rear-view camera was sold, window-wipers are now activated again."