I tried to hack out my ideas for the last three years with zero development experience.
Eventually I hit a wall of ability, because I was working alone, completley self taught. I felt like my options were 1) work with other developers, or 2) back to school.
So last month I got a development job. I'm learning a ton everyday, but it's leaving me with almost no energy to pursue my own ideas. I hope to save some money this next year to kickstart my own projects.