Silly random thoughts that went through my head at this question
1) Many people's life savings is 0. A bargain!
2) If _I_ were one of the five people, I'd try and make it up to the lever puller. Lever-guy might even come out ahead.
3) If I pull this lever right away in question 3, if there are later questions about giving up my life savings, they'll be free. This might be the value lever pull! I might be kicking myself later for missing this deal.