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disagree, he doesnt explain how he backups stuff but I guess it is a on external server (otherwise he will lose everything in case the laptop is lost). If you are using an external server you might as well setup everything there (ideally a raspi/minipc). I have a lot of devices (tablet, mobile, laptop, desktop and home media) and being able to use all services from all devices is pretty convenient.

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Using a service like rsync.net (happy customer here!) gives secure and safe backups but without the ability to run services. Which also means pretty much no matter how much I mess up, I can't expose my data to the Internet at large by mistake.

I will (and do) run Internet-facing services, but I can definitely empathise with the desire not to. And I'll only do it myself if the benefit over keeping it private outweighs the risk.

(author) I backup my stuff to three different USB hard drives in three distinct locations, plus rsync.net. All via borg. This works well, is cheap, and a lot would have to happen for me to lose all the data.

Of course this self-hosting approach does not work if you have many machines, but I have just my Laptop plus my phone.

rclone is pretty trivial to setup as well. I use it for backing up to my Google drive.

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