Next - could you explain why you are bringing in malpractice CLAIMS data in a conversation about PREMIUMS?
And that's in California, while a chart lower down shows doctors in New York pay 7 times as much on average, and $35k on average across all specialities.
OB/Gyns are making $336k total comp on average in 2022 (including salary, bonus, and profit-sharing contributions) [2].
[1] https://www.medscape.com/slideshow/2019-malprac-prem-rep-601...
[2] https://www.medscape.com/slideshow/2022-compensation-overvie...
I am confused as to what your problem is? What exactly are you trying to articulate here? OB/Gyns are well compensated, and their insurance premiums are covered by the hospital. They are making above $300k/yr. :)
You claimed that the annual malpractice insurance cost for OB/GYNs comes to around $5k when the true value (according to your link) appears to be several times higher. This is orthogonal to whether OB/GYNs make enough money to cover premiums or whether the hospital covers those premiums.
Because this guy has no idea what he’s talking about lmao. $35,000 is more like it for OB/GYNs
But the vast majority, as I stated above, are hospital employed and so it is covered by the hospital. It isn't considered as part of the TC (total comp) that is reported by Medscape [1]. If it was, then the TC for Ob/Gyns would skyrocket to nearly $400k per year.
[1] https://www.medscape.com/slideshow/2022-compensation-overvie...