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Writing a letter would be pretty easy.

It involves enough steps (write letter, print letter, obtain and pack envelope, obtain and attach postage, go to mailbox) that it discourages people. Each of those steps is also an opportunity to forget.

Maybe I should get into the habit of hand-writing those. Probably less work than the digital variant to be honest (if you keep it short) and a lot more annoying for the receiving company deciphering that handwriting.

It depends. If you are in a office environment with access to all the materials needed then yes.

But if not then in the worst case you have to find somewhere to print the letter, sign it, then find or buy an envelope and postage stamps, and finally drop the letter off.

I just realized that both you and me seem to have considered "print the letter" an absolute hard requirement, ignoring the fact that handwriting exists (and honestly, for a short letter like "Hereby I terminate my subscription, ID 12345, Name, Signature" it might actually be easier/faster).

But then I'd have to find a pen.

The companies can alway deny that they received it unless you send certified, and even then companies need x number of days to process it.

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