But context matters. And I’m not going to get worked up by someone using slurs against white nationalists in a debate, even if I think it was misguided.
Gay community successfully reclaimed all the slur words (gay, queer, fag etc).
While I wish everyone could do that (change themselves to not to be offended, instead of demanding me to endlessly change my words), that's not the case, slur words still exist.
it would not be acceptable for someone outside it to use it.
The whole "You can do/say X if you are Y, but if you aren't Y, you are a racist/bigot/*phobe" isn't healthy to build a society without discrimination.
But the people currently in power (institutional, corporate, and government) are all settled that this is the new standard. So we all have to pretend to agree or get kicked out of school, fired, or deplatformed.
What if you said something bad about MasterCard's services? "Oops, no more credit cards for you" ?
This kind of monopolies should be treated like utilities, however I guess they're too useful as political tools to get that treatment.
If they are allowed to decide who they will do business with on "moral" grounds what protections are there for people when those morals shift?
"Sorry, you're an unmarried mother, and we frown upon that so you're not allowed to use your debit card any more" is a stretch, but roughly 60 years ago it was the norm and we could easily backslide to that era again.