Why are you asking for advice and then rejecting the answer? It sounds like you know what you want to do: work on your side project until you're poor or bankrupt.
If you don't want to be poor or bankrupt, you need to get a job.
Notes apps are extremely common and almost impossible to monetize. You could do everything "right" and still fail to profit from this.
If you have cash, you can invest in marketing, but customer acquisition costs for B2C notes apps are extremely high.
If you don't have cash and can't find investors, the company is dead. It happens even to brilliant people -- there's no shame in failure.
There is pain, though. You will feel sad, frustrated, and maybe regretful for a while, but it will pass. Don't make the pain worse by risking more on this.