> III. Blanket indemnities. I'm not wealthy, and my insurer won't cover claims that you settle without their consent. Asking me to indemnify you against "all claims" exposes me to the risk of bankruptcy – and still doesn't protect you. I change this to "all finally settled claims."
A claim not finally settled leaves nothing to indemnify against. I'm missing something here.
Edit: Maybe "I indemnify Publisher against all claims which at the time of contract signing are finally settled"?