Both are incredibly naive. They think there's this magic that will allow them to do whatever they want while being protected from others taking advantage of them.
"You can't tell me I can't run a farm to table restaurant in my own home."
AND
"You have to make Bob refund me for giving me food poisoning at his farm to table restaurant run out of his home."
Nonetheless, what OP was getting at is that there is a clear trend on HN to semi-blindly hate everything crypto related, no matter the narrative (regulation good vs regulation bad). At least that's how I took it.
Crypto (for lack of a better word to lump everything together) is probably not the answer to the world's problems, but it's not as incredibly dumb of an idea as your average HN thread makes it out to be.
You're making unwarranted and derogatory assumptions and mistakes about people's reasons for opposing cryptography.
Do you claim that Bruce Schneier semi-blindly hates everything crypto related? He certainly believes and says cryptocurrencies are an incredibly dumb and useless idea, and he's extremely well qualified and respected in the field, and a lot of people on HN read what he writes, agree with him, and base their opinions on the facts and experience and wisdom he and other trustworthy experts write about, instead of getting their information from crypto shills with fraudulent financial agendas. Is that what you mean by "semi-blindly"?
Your assumption that everyone on HN who opposes crypto is doing it semi-blindly is quite rude and insulting, and you simply don't know where they got their beliefs, in spite of your completely blind and false claims to somehow know other people's motivations and sources of information.
What are your qualifications that make you know so much more about crypto than Bruce Schneier, and give you such deep insight into why everyone on HN holds their beliefs and where they get their information about crypto?
Schneier on Security: On the Dangers of Cryptocurrencies and the Uselessness of Blockchain
https://www.schneier.com/blog/archives/2022/06/on-the-danger...