That's great to know. While I have you here, could you just clear one thing up for me?

On your home page, you say you are not a bank. From what I can tell, you seem to be a wrapper around a bank(s) (Choice Financial Group and Evolve Bank & Trust®). Does that mean signing up with you gives me an account with those banks, or do I still have to sign up with those banks independently in order to use your service?

I'm sorry if this seems like a stupid question, but it isn't apparent to me from a quick scan of your website.

EDIT: Last question... if your customers aren't required to establish a direct relationship with your underlying banks, how do you handle KYC? Would I need to fly to the US to get this started, or would a zoom session plus all the relevant ID's be enough?