I don't know why this was downvoted. There's a pretty solid floor for the cost of housing in the US and WFH has only solidified it. It doesn't really matter what you're willing to put up with, you can't really get bellow it.

EDIT: For rent it's probably around $1.4k/month. Actually buying a house can fluctuate but if you're living paycheck to paycheck you're not saving up for a down payment.

EDIT2: I don't know what you think you're buying with 100k anywhere.