So, terminal velocity of a relatively aerodynamic shape (like a bullet falling, or a skydiver who is head down and pulled their arms in) is about 200mph, according to https://en.wikipedia.org/wiki/Terminal_velocity

How many SUVs do you know of that are crashing into houses at 200mph?

Also, what is the relative mass of the electric airplane with a bunch of lithium batteries, versus the SUV?

What parts of the house might be hit by a falling airplane, versus an SUV crashing into the house from the road?

What is the fire risk of a bunch of lithium batteries having fallen out of the sky, versus the SUV crashing into the house?

There's lots of factors to be considered here, but overall I'd say there's a lot more risk of damage, injury, and death with the falling electric airplane than with the SUV.