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Hi Andrew thanks for your post but I have a few more questions:

1. Are there marketplaces using this method? Can you name a few please?

2. How are refunds managed? Would the payee have to go directly to the 3rd party that he has paid the money to? What would be the liabilities of the middleman for a chargeback?

Thanks -Vivek

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1) Yes, here are some marketplace type sites using the WePay API: http://bellstrike.com/ http://www.everribbon.com/ http://www.listcharming.com/ http://www.attendstar.com/

2) You can issue refunds for any payment in your marketplace with the /checkout/refund call. For chargebacks, we 1st attempt to get the money from the payee's WePay account, then from their bank account, and finally from the API application. We do a lot of really cool stuff that reduces the chargeback risk and fraud in general.

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