Crypto attempts to solve the problem in the same way that web protocols and web standards do. Define a single shared spec that spans all geographic borders, rather than a spec that is reinvented at each jurisdiction.
And this violates the spec that is already in force in each jurisdiction.
I don't get your point here, there's not a legally required minimum fee being skipped.
Few countries allow unrestricted movement of people, goods and capitals across their borders. Payment systems that are meant to support cross-border transactions need to deal with that. If your way of dealing with these regulations is ignoring them, well... now you have two problems.
Hmmm, it's almost as if cryptocurrencies are the regexes of the financial world.