Mobile Banking

Hello HNer's,

I am developing a white paper regarding the future state of the mobile banking. The white paper is to help educate fellow undergraduates about the world of mobile banking. With the world becoming globally connected, the rise of mobile banking is inevitable.

While researching online, I found excellent statistics which directed me to the top features that banking institutions are currently offering to its clients.

With NFC on the increasing rise, what do HNer's expect to see in the future of mobile banking in terms of features and security?

Maybe it is not feasible in the near future until NFC is more widely accepted but what are some nuances that you currently experience and wish to be solved?

Thanks!