It's accessible by tor because it's primarily a bitcoin/lightning node. If you're not interested in that core value prop, umbrel isn't for you.
When I looked into it, a Bitcoin node took over 300GB of space on your computer. I'd imagine that is over 600 GB now. Is anyone running full nodes on a raspberry pi?
I have never spent actual currency to get Bitcoin but I cannot imagine being serious enough about Bitcoin to put tens of thousands of dollars in Bitcoin but then putting that money in Coinbase or something like that. (sorry YC, I know I was wrong about Dropbox and but I think I am still correct about Coinbase).