> no more paying comprehensive insurance
Assuming you can afford to replace it on your own if you need to, this one really adds up.
Assuming you can afford to replace it on your own if you need to, this one really adds up.
Even if insurance went optional I'd still go fully comp, as the cost of a new car is not what I need if I'm already financially struggling due to injury
In the US you either have to have liability insurance or be very wealthy. Bill Gates has no need for insurance after all.
You are required to have liability and collision coverage in most states, but comprehensive is optional. People often drop it from their policies to save on the premium. I have tried doing that on one of our vehicles over the years but have barely realized any savings so I’ve ended up keeping it on the policy. Seems like others have fared better.