The growing demand for currency not controlled by the government is undeniable. Only a matter of time. But this time, hopefully less irrational exuberance for alt-coins that serve no purpose besides speculation
When I moved to Australia I found that I could just use AUD electronically. Fast, easy, stable, and fee-free.
And I don't mean that in any negative way; I mean what you said seems true in Australia and in the US.