Accounting for all these risks takes up serious amounts of money, enough to make the construction of a new plant so expensive it literally cannot ever turn a profit against incredibly cheap solar energy and ever-cheaper battery or molten-salt storage.
One might even say that nuclear energy was never profitable because the only way it appeared to be cheap was that the general public took up an extremely risky bet that the reactors would not go boom and because the costs for teardown and storage were never really accounted for.
Coal plants cause orders of magnitude more premature deaths, but since they happen in hospitals and cancer treatment centers rather than homes, nobody cares. You can't make a 'Chernobyl' miniseries about cancer and emphysema patients scattered over an entire country (or planet.)
We haven't, really. We were quite lucky.
What if the Chernobyl disaster had reached the Pripyat river, and in turn contaminated the Dnieper? We are all familiar with them geography of Ukraine now.
What if a radioactive cloud from Fukushima had reached Tokyo?
What would have been the cost of a temporary evacuation of Tokyo?
Nuclear radiation isn’t a boogeyman, and isn’t the most dangerous type of contamination by a long shot. I would be way more worried about a chemical spill or a industrial accident that released toxic gas.