Oh interesting. I hadn't picked up on that and I'll have to keep an eye out.
From the article (sort of related):
> Living paycheck-to-paycheck doesn’t necessarily mean hardship, and LendingClub makes the distinction between those can pay their bills easily and those who can’t. Only a fraction of high earners -- roughly one in ten -- reported issues covering all their household expenses in April, according to the survey.
I don't understand this/not enough information.
> To finance their lifestyles, higher-income households are more likely to put expenses on credit cards -- but also more likely to be able to pay off their balance in full.
If they're anything like me, they do this because not doing it is a 1% - 4% increase in cost. Apple Card, for example, offers 2% cash back if you use Apple Pay. I do this (among using other cards) and pay off my balance in full each month. We have a monthly budget spreadsheet where we log expenses so it doesn't matter what method we use for payment, except that we get 2% cash back (among other things like fraud protection - not my money) which we sort of "don't account for" so that we have some extra savings that doesn't feel like savings.
I feel like this article has a catchy headline, but ultimately they're trying to string together lots of pieces in some sort of frankenstein article.