I appreciate the breakdown but I think you’re out of touch with how easy auto-import has become for most PF software users. They just see whatever new transactions have come in, as often as they care to look at their budgets. Like checking email.
The two issues I have had:
1. Have to reauthorize bank connection, but that's Plaid's issue I guess.
2. Payee names are all over the place because it's often the merchant name. I used to try and fix these and only have a single page payee for each entity, but gave up.