This is what capitalism (at least in its current form) does: it kills creativity while driving up rents.

Communism also killed creativity by educating people to think the same, but at least the jobs were secure and the rent was very cheap.

Example: video games.

Of course there were a lot of failures in the beginning, but at least there was loads of creativity.

Then the "EA" system kicked in and killed creativity... because they did not want to take any risks with creative game design but rather "make a new" what sold in the past (NFL games, FIFA games...) but with shinier grafix, as if grafix was all of the fun (think about minecraft).

So sooner or later money kills creativity PLUS human development.

It really is that bad.