I think this is good advice but it also shows why using TOTP as a default 2FA mechanism (instead of SMS) is a tough sell. How many people are set up to store a TOTP seed in a location other than their authenticator app? How many people even know what a TOTP seed is? I would wager that the vast majority of non-HN readers think of TOTP as a QR code that you scan into an authenticator app, if they are even familiar with authenticator apps.

SMS, for all its security shortcomings, is at least something that the vast majority of people understand already.